New
Retirement PlanningIntermediate
Retirement Navigator — Couples Edition
The complete budget & retirement planning system for couples planning retirement together after 50 — private, powerful, and jargon-free.
Excel
$59
Plan • Grow • Thrive
Clarity today. Confidence tomorrow.
Merieva builds beautifully designed budgets, trackers, and planning workbooks — backed by a Learning Center that explains money in plain English — so you can make smarter money decisions at every stage of life.
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New
Retirement PlanningIntermediate
Retirement Navigator — Individual Edition
A complete, private, do-it-yourself retirement and budget workbook built for one person — projections, Social Security, RMDs, Roth conversions, and stress tests.
Excel
$49
New
Investing & Dividend IncomeIntermediate
Dividend Portfolio Navigator
Your retirement income command center — track holdings, project monthly dividend income, and build toward the payout goal that funds your life.
Excel
$39
New
Budgeting & DebtBeginner
Budget & Debt Navigator
A complete personal financial planning system — pick your budgeting method, crush debt with snowball or avalanche, and make saving actually fun.
Excel
$34
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Business & Side HustleBeginner
Reseller Navigator
Your complete reselling business — inventory, sales, profit, and taxes in one place. Built for eBay, Etsy, Mercari, Poshmark, Whatnot & more.
Excel
$34
New
Business & Side HustleBeginner
Side Hustle Navigator
Your complete side-business operating system — income streams, clients, invoices, expenses, mileage, and taxes in one dashboard.
Excel
$34
New
Budgeting & DebtBeginner
Budget & Debt Navigator
A complete personal financial planning system — pick your budgeting method, crush debt with snowball or avalanche, and make saving actually fun.
Excel
$34
New
Investing & Dividend IncomeIntermediate
Dividend Portfolio Navigator
Your retirement income command center — track holdings, project monthly dividend income, and build toward the payout goal that funds your life.
Excel
$39
The Merieva difference
Why people trust our tools
We hold every product to the same bar: calm, clear, and worth your trust.
Built like software, priced like a download
Every tool is engineered with the polish of premium software — automated dashboards, thoughtful design, zero formulas for you to write.
Education first, always
Every product is backed by free, plain-English guides. We'd rather teach you the concept than sell you a shortcut.
No hype, ever
No get-rich promises, no fear marketing, no exaggerated outcomes. Just honest tools for real financial decisions.
Free lifetime updates
When we improve a tool — new features, new tax rates, new fee structures — you get the update free. Your files never expire.
Made for every stage of life
First budget or final pension election, side hustle or established business — the catalog meets you where you are.
Your data stays yours
Files you own, on your device, forever. No subscriptions, no data harvesting, no account required to use what you bought.
Learning Center
Money, explained in plain English
Free, practical guides on budgeting, investing, retirement, and more — written for humans, not finance majors.
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Finance content has seasons — crypto spring, side-hustle summer. These seven rules outlast all of them.
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We sell spreadsheets, so you'd expect us to trash apps. We won't — apps are great at some things. Here's a fair breakdown of when each wins.
Behind the Scenes · June 2, 2026 · 2 min
How We Design a Financial Tool (A Look Inside Our Process)
Every Merieva product starts with a stressful moment — not a spreadsheet. A walk through our design process, from research to the 40-draft dashboard.